Critical disease Insurance is a complementary protection designed to guarantee financial peace of mind if the insured is diagnosed with a high-impact illness.
Unlike a traditional health plan, this insurance pays a single compensation (fixed amount) to the insured at the time of diagnosis, allowing freedom to use this resource according to the real needs of the moment.
How does it work?
When diagnosed with one of the diseases covered by the policy, the insured receives the total contracted amount immediately and in full, without having to prove expenses or present receipts. This amount can be used freely, according to the person's reality and priorities.
Examples of commonly covered conditions:
Cancer (invasive stage)
Acute myocardial infarction
Cerebrovascular accident (CVA)
Chronic renal failure
Vital organ transplantation
Multiple sclerosis
Advanced stage Alzheimer's
Permanent paralysis or total blindness
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